ProyoFX LEGAL

Last updated: 1 January 2026

Important risk disclosure. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 74% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

1. Leverage risk. CFDs use leverage, which means small market movements can have large effects on your capital. You can lose more than your initial deposit.
2. Market risk. The value of financial instruments can fluctuate rapidly. Past performance is no guarantee of future results.
3. Counterparty risk. As the counterparty to your transactions, you bear the risk that we may not be able to meet our obligations. We apply internal risk management measures to mitigate this risk.
4. Liquidity risk. Under certain market conditions, it may be difficult or impossible to close a position or execute an order at the desired price.
5. Technology risk. Failures in systems, networks or communication means may affect the execution of orders.
6. Negative balance protection. We offer negative balance protection to retail clients, meaning you cannot lose more than the balance in your account.
7. No financial advice. We do not provide investment advice. All information on our website is for informational purposes only and does not constitute a recommendation.
8. Suitability. Before you start trading, you should consider whether CFD trading is suitable for you, taking into account your financial situation, investment objectives and risk appetite.

Consult an independent financial advisor if you do not fully understand the risks.

Last updated: 1 January 2026

1. Introduction. We attach great importance to protecting your privacy. This Privacy Policy explains how we collect, use, store and protect your personal data.
2. Data controller. The company, located at De Ruijterkade 7, 1013 AA Amsterdam, Netherlands, is the data controller for your personal data.
3. Data collected. We collect identification data (name, date of birth, nationality), contact data (email, phone, address), financial data (income, profession), and transaction data.
4. Purposes of processing. We process your data to provide our services, comply with legal obligations (AML/KYC), risk management, and communication about our services.
5. Legal basis. Processing is based on the performance of a contract, legal obligations, your consent, and our legitimate interests.
6. Data sharing. We share your data with regulators, payment service providers, IT service providers, and other parties where required by law.
7. International transfers. Your data may be transferred to countries outside the EEA. In that case, we take appropriate safeguards to protect your data.
8. Retention period. We do not retain your data longer than necessary for the purposes for which they were collected, or as required by law.
9. Your rights. You have the right to access, rectification, erasure, restriction of processing, data portability, and the right to object to processing.
10. Contact. For questions about this policy or to exercise your rights, please contact our privacy team.

Last updated: 1 January 2026

1. Introduction. We use cookies and similar technologies on our website. This policy explains what cookies are, how we use them, and how you can manage your preferences.
2. What are cookies. Cookies are small text files that are stored on your device when you visit our website. They help us make the website work, improve security, and understand how visitors use our site.
3. Necessary cookies. These cookies are essential for the website to function. They remember your login session, language preferences, and ensure site security.
4. Analytical cookies. We use analytical cookies to understand how visitors interact with our website. This information helps us improve the website and optimize the user experience.
5. Marketing cookies. With your consent, we may use marketing cookies to show relevant advertisements and measure the effectiveness of our campaigns.
6. Third-party cookies. Some pages may contain content from third parties, such as YouTube videos or social media buttons, which may place their own cookies.
7. Your choices. You can manage your cookie preferences via the cookie settings on our website. You can also block cookies via your browser settings.
8. Consequences of refusing cookies. Disabling certain cookies may affect the functionality of our website. Necessary cookies cannot be disabled.
9. Updates to this policy. We may update this cookie policy from time to time. Check this page regularly for the most recent information.
10. Contact. For questions about this policy, please contact our privacy team.

Last updated: 1 January 2026

1. Introduction. These Terms and Conditions govern your use of the services we offer.
2. Definitions. ‘We’, ‘us’ or ‘our’ refers to the company. ‘You’ or ‘your’ refers to the user of our services. ‘Services’ refers to all financial products and services offered by us.
3. Eligibility. Our services are only available to persons aged 18 years or older. By using our services, you confirm that you meet this age requirement and that you are legally capable of entering into binding agreements.
4. Risk warning. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
5. Account opening. To use our services, you must open an account and complete the verification process. You are required to provide accurate and complete information.
6. Client funds. Client funds are held separately from company funds in accordance with our internal policies. We hold client funds at reputable banking institutions.
7. Order execution. We strive to execute all orders as quickly as possible at the best available price. Details about our order execution policy are available in a separate document.
8. Intellectual property. All content on our website and platforms, including but not limited to text, graphics, logos and software, is the property of the company or its licensors.
9. Limitation of liability. We are not liable for losses arising from the use of our services, unless this is the result of our gross negligence or willful misconduct.
10. Applicable law. These Terms are governed by and construed in accordance with the laws of the relevant jurisdiction in which the company is established.

Last updated: 1 January 2026

1. Introduction. This Order Execution Policy describes how we execute orders to achieve the best possible result for our clients.
2. Best execution. We take all reasonable steps to obtain the best possible result when executing client orders, taking into account price, costs, speed, likelihood of execution and settlement.
3. Execution prices. As the counterparty to your transactions, we determine our prices based on underlying market prices, plus our spread.
4. Order types. We offer various order types, including market orders, limit orders, stop orders and trailing stops. Each order type is executed according to the parameters you specify.
5. Slippage. In volatile market conditions, the actual execution price may differ from the requested price (slippage). This can be both positive and negative.
6. Price improvement. When market conditions allow, orders may be executed at a better price than requested.
7. Partial execution. In some cases, an order may be partially executed if there is insufficient liquidity available.
8. Monitoring and review. We regularly monitor the quality of our order execution and adjust our policy if necessary.
9. Conflicts of interest. As the counterparty to your transactions, conflicts of interest may arise. We manage these in accordance with our Conflict of Interest Policy.
10. Questions. For questions about this policy, please contact our compliance team.

Last updated: 1 January 2026

1. Introduction. We strive to provide the highest standards of customer service. If you are not satisfied with our services, you can file a complaint according to the procedure described below.
2. How to file a complaint. You can file a complaint via email, via the contact form on our website, or in writing to our registered address.
3. Required information. Include in your complaint your full name, account number, a detailed description of the complaint, and all relevant documentation.
4. Acknowledgment of receipt. We will confirm receipt of your complaint within 5 business days and provide you with a unique reference number.
5. Investigation. We will thoroughly investigate your complaint. You may be asked for additional information during the process.
6. Handling time. We aim to resolve complaints within 15 business days. For complex complaints, we may extend the period to a maximum of 35 business days, of which you will be notified.
7. Final response. You will receive a written response with our findings, the reasons for our decision, and any proposed solutions.
8. Appeal. If you are not satisfied with our response, you can refer the matter to a relevant dispute resolution body.
9. Regulator. You can also contact the competent regulator for matters relating to anti-money laundering compliance.
10. Registration. We maintain a register of all complaints received and actions taken, in accordance with regulatory requirements.

Last updated: 1 January 2026

1. Introduction. This Conflict of Interest Policy describes how we identify, prevent and manage potential conflicts of interest.
2. Identification. We identify circumstances that may give rise to conflicts of interest that could harm client interests, including situations between us and our clients, or between clients.
3. Counterparty relationship. As the counterparty to your CFD transactions, a conflict may arise because our profit or loss is inversely related to your profit or loss.
4. Management measures. We have put in place organizational and administrative measures to manage conflicts of interest, including information barriers, independent oversight functions, and remuneration policies.
5. Employees. Our employees are bound by codes of conduct and may not trade on inside information or place personal interests above client interests.
6. Remuneration. Our remuneration policy is designed not to create incentives that could harm the quality of our services to clients.
7. Disclosure. When our measures are not sufficient to manage a specific conflict of interest, we disclose this to the affected client before acting.
8. Independent control. Our Compliance department independently monitors compliance with this policy.
9. Registration. We maintain a register of situations where conflicts of interest have arisen or may arise.
10. Updates. This policy is regularly reviewed and updated as necessary. The most recent version is always available on our website.

Last updated: 1 January 2026

1. Protection of client funds. We take the protection of client funds very seriously. This document describes how we manage and protect your funds.
2. Segregation of funds. In accordance with our internal policies and applicable regulations, we keep client funds separate from our own company funds. This means your funds are not used for our operational costs.
3. Custody at reputable banks. Client funds are held at reputable banking institutions. We carefully select these banks based on their creditworthiness and reputation.
4. No proprietary claim. We do not claim any proprietary rights over your funds. You remain the rightful owner of the funds you have deposited with us at all times.
5. Compliance. We comply with all applicable regulations for the protection of client funds and anti-money laundering legislation.
6. Limitations. Please note that this policy does not protect against trading losses. It is solely intended to describe how we manage your funds.
7. Withdrawals. You can request a withdrawal of your available balance at any time, subject to verification procedures and any open positions.
8. No guarantee of capital. While we take measures to protect your funds, we do not guarantee the safety of your capital. Trading involves risks.
9. Changes to this policy. We may change this policy from time to time. We will notify you of any significant changes.
10. Questions. If you have questions about how we protect your funds, please contact our compliance team.

Last updated: 1 January 2026

1. Geographic restrictions. We do not offer our services in certain countries and regions due to regulatory restrictions, sanctions or local legislation.
2. Excluded countries. We do not offer our services to residents of the following countries: United States of America, Canada, Iran, North Korea, Syria, Cuba, Sudan, Myanmar (Burma), Iraq, Libya, Afghanistan.
3. Additional restrictions. Additionally, we may restrict or refuse our services to residents of other countries if necessary to comply with applicable laws and regulations.
4. Sanctions. We do not provide services to persons or entities subject to economic sanctions by the European Union, United Nations, or other relevant authorities.
5. Verification. During the account opening process, we verify your place of residence and identity. If it appears that you reside in an excluded country, your application will be rejected.
6. Existing clients. If an existing client moves to an excluded country, we may restrict or terminate access to our services.
7. Your responsibility. It is your responsibility to comply with all local laws and regulations regarding the use of our services.
8. VPN and circumvention. The use of VPNs or other technologies to circumvent geographic restrictions is prohibited and may result in the closure of your account.
9. Changes. The list of excluded countries may be changed. Check this page regularly for the most current information.
10. Questions. If you have questions about the availability of our services in your country, please contact us before opening an account.